The Ministry of Manpower (MOM) has officially confirmed the Singapore Workfare Income Supplement November 2025 payout, which provides crucial financial support to lower-wage workers across the country. Designed to boost income and encourage continued employment, the Workfare Income Supplement (WIS) is a key component of Singapore’s progressive wage and social protection framework.
The Singapore Workfare Income Supplement November 2025 payout is part of the government’s broader Workfare scheme and reflects its dedication to narrowing income inequality and providing sustainable income growth for Singaporeans in lower-paying jobs. With rising costs in everyday expenses like transportation, utilities, and food, the Workfare payout serves as a timely source of relief and recognition.
Eligible individuals will receive both cash payouts and CPF contributions, offering immediate and long-term financial security.
Who Qualifies for WIS 2025 in November?
To be eligible for the Singapore Workfare Income Supplement November 2025, individuals must meet a set of clear income, employment, and age criteria for the 2024 work year. The WIS is targeted specifically at Singaporean citizens who earn modest wages but continue to participate actively in the workforce.
You qualify for WIS 2025 (for payout in November) if you meet all the following conditions:
-
You are a Singapore citizen
-
Aged 35 and above (or 13 and above if you have a disability)
-
Earned a monthly average income of not more than SGD 2,500 in 2024
-
Worked as an employee or self-employed person for at least 3 months in 2024
-
Live in a property with an annual value not exceeding SGD 13,000
-
Do not own more than one property
The Singapore Workfare Income Supplement November 2025 will be automatically credited to all eligible individuals. There is no need for a fresh application if your income and CPF contributions were correctly reported.
WIS 2025 Payout Breakdown and Disbursement
Eligible recipients will receive their Singapore Workfare Income Supplement November 2025 payout starting from Wednesday, 6 November 2025. The payment is split into two parts:
-
Cash: Paid directly to the recipient’s bank account or via GovCash
-
CPF Contribution: Credited to the recipient’s CPF account to support long-term savings for housing, retirement, and healthcare
The total annual WIS payout varies based on age and income level. Here’s an estimated breakdown of the 2025 maximum WIS payout:
| Age Group | Maximum Annual WIS | Cash Portion (40%) | CPF Portion (60%) |
|---|---|---|---|
| 35–44 years | SGD 2,100 | SGD 840 | SGD 1,260 |
| 45–54 years | SGD 2,800 | SGD 1,120 | SGD 1,680 |
| 55–59 years | SGD 3,300 | SGD 1,320 | SGD 1,980 |
| 60 and above / Disabled | SGD 4,200 | SGD 1,680 | SGD 2,520 |
Note: Actual amounts vary depending on exact monthly earnings and working months in the year.
The Singapore Workfare Income Supplement November 2025 is calculated using the latest CPF data submitted by employers or self-employed individuals.
Benefits of the Singapore Workfare Income Supplement November 2025
The WIS 2025 payout directly addresses financial and retirement security concerns of Singapore’s lower-wage workforce. With rising inflation, rental costs, and healthcare expenses, this payout serves to:
-
Top up monthly take-home pay with cash support
-
Enhance CPF balances for retirement and medical needs
-
Encourage sustained employment among older workers
-
Provide inclusive support to persons with disabilities who are working
This measure not only supports financial stability but also reinforces the government’s commitment to upskilling, social equity, and dignified aging.
The Singapore Workfare Income Supplement November 2025 comes at an important time for workers preparing for year-end expenses and planning ahead for 2026.
How the Payout Is Made
Disbursements for the November 2025 payout will begin from 6 November 2025 and follow these methods:
-
Cash will be credited directly to bank accounts linked with PayNow NRIC, or collected via GovCash
-
CPF contributions will be reflected in recipients’ CPF accounts under Ordinary, Special, and Medisave components
Recipients can view their WIS Statement and payment status via the CPF website or Singpass app.
FAQs
Who qualifies for the Singapore Workfare Income Supplement November 2025?
Singapore citizens aged 35 and above (or 13+ if disabled) who earned an average monthly income of SGD 2,500 or less and worked for at least 3 months in 2024 are eligible.
How much will I receive from the WIS 2025 payout?
Amounts vary based on age and income. Maximum annual payouts range from SGD 2,100 to SGD 4,200, split between CPF and cash.
When will the WIS November 2025 payment be made?
Payouts begin from 6 November 2025. Cash will be transferred to bank accounts or made available via GovCash, while CPF portions will be credited directly to CPF accounts.
Do I need to apply for the WIS payment?
No application is needed if your employment and CPF data are up-to-date. The payment is processed automatically by CPF Board.
Can I still get the WIS if I’m self-employed?
Yes. Self-employed individuals must declare income and contribute to Medisave for the year 2024 to qualify for Singapore Workfare Income Supplement November 2025.
Click here to know more.